Refinancing a current mortgage can sometimes benefit consumers. For example, you may be able to lower interest rate and interest payments made over time on the loan. You may also be able to lower your monthly home payment as well as pay off the over a shorter time period. Therefore, for some, it may make good financial sense to consider refinancing your house or home loan.

• A consumer's guide to mortgage refinancings. It covers a broad range of areas such as, why consider refinancing, are you eligible, what are the costs, calculators and a worksheet. You can also read more about lowering your interest rate and adjusting the length of your mortgage payment terms and more.
www.federalreserve.gov/pubs/refinancings/default.htm

• Wells Fargo:
www.wellsfargo.com/mortgage/mortgage-refinance/

• www.mortgageloan.com/refinance-mortgage

• Refinancing calculators:
www.bankrate.com/calculators/mortgages/refinance-calculator.aspx

Online source for home mortgage information. Mortgages, refinancing, home equity loans. Learn what else you should know besides just the rates. Home Mortgage Resources onlin - Don't be a victom of to apply online for a home mortgage online, or for that matter, any loan oline?
www.online-home-mortgage.net